Risk Management Specialist
2 days ago
About the Position
The Senior Risk Officer role is part of the 1st Line of Defence and serves as a valuable contributor to the bank's fight against financial crime. The position requires establishing good, collaborative relationships with Business Customer stakeholders, support with proactive and well-documented risk assessments based on data and holistic analysis, provide appropriate challenge when required and advice on all financial risk crime typologies.
Responsibilities:
- Maintaining and Enhance Risk Culture: Foster a strong risk culture to reduce risk exposure and damages within the defined risk appetite/tolerance; this includes providing analysis and insights for business decisions to ensure compliance
- Report and Analyse: Write reports, gather material, and analyse themes for risk-related decisions, including inherent and residual risks. Provide insights to patterns and suggest risk principles and mitigating actions
- Utilize Expertise in Financial Crime: Use solid knowledge within financial crime to mitigate risks and enhance Danske Bank's controls. Act as a Financial Crime Risk SME in projects and contribute to the financial crime risk culture, ensuring risk appetite is implemented in processes
- Design and Improve Controls: Provide input for designing and executing controls, continuously improving safeguards, and delivering timely risk assessments with recommendations for mitigating actions
Qualifications
- At least 5 years of relevant experience in the financial sector (financial crime risk management, investigations, AML/CTF, fraud, sanctions, legal, or compliance)
- Bachelor's degree in Business, Finance, Accounting, Economics, Law or similar
- Solid understanding of financial crime risk, regulatory AML frameworks, and banking products and services
- Understanding of the customer lifecycle from an AML/CTF risk perspective and good knowledge of the AML regulatory framework and requirements
- High degree of integrity and a holistic mindset when required
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