Senior Underwriter Property

We are looking for a Senior Underwriter Property, based in Copenhagen.

Your Team
Allianz Commercial specialises in providing comprehensive and customised insurance services and solutions for clients across the whole Property industry and as industrial specialists have a long-standing tradition of supporting our clients in respect of their Property risks placed in the Nordic market (Sweden, Denmark, Finland and Norway) and elsewhere in the world on both a lead and follow basis.

Allianz Commercial's highly experienced underwriters have a proven track record of finding flexible solutions to the challenges brokers and their clients face. We have expert global Property insurance teams who are backed up by Allianz Commercial's market leading capacity and our ability to underwrite risks in over 200 countries and territories. Our underwriters are also able to deploy significant capacity on a global scale.

The Impact You Will Have
Reporting to the Regional Head of Property, you will underwrite profitable new and renewal business to meet the Property Line of Business (LoB) targets in the Nordic Region, in accordance with underwriting guidelines and underwriting authority. You will negotiate terms and conditions and take ownership of your own key accounts/clients as well as develop and maintain strong relationships with our broking and client partners in coordination with our distribution/client relationship team.

Some Of Your Specific Responsibilities Could Include

• Underwrite new and renewal accounts to meet top and bottom line targets
• Negotiate participation, pricing and terms and conditions with brokers
• Proactively manage exposure and capacity
• Underwrite and evaluate capacity aggregations including Natural Catastrophe Accumulation, ensuring an understanding of catastrophe modelling and interpretation of scenarios
• Proactively support acquisition of new business and retention of existing business (including client and broker negotiations where necessary)
• Proactively liaise with Market Management & Distribution (MMC) on market management initiatives
• Positively represent Allianz Commercial externally to the market
• Develop and maintain strong relationships with key brokers and clients and other relevant stakeholders (e.g. risk managers)
• Training, developing and coaching of less experienced staff (including Junior Underwriters, Operations and Credit Control)

What You'll Bring To The Role

• Preferably a degree in Economics, Law, Risk Management, Engineering or other appropriate discipline.
• Significant experience in underwriting profitable business in the Property market in the Nordic Region.
• Recognized relationships with brokers at peer group level and well established within market.
• Good understanding of regional/local Property insurance markets and competitor landscape, including global elements.
• Ability to assess risk inherent exposures and natural hazards relevant to the line of business.
• Ability to analyse current performance against benchmarks applying how the market operates and functions, the business needs and customer needs.
• Ability to design, develop and implement consistent, robust wordings.
• Excellent understanding of policy administration life cycle, information collection, policy issuance, premium bookings, credit control, cancellation.
• Excellent analytical skills.
• Excellent communication skills and ability to create relationships and communicate clearly at all levels and with a wide range of people.
• Ability to influence and motivate others to act, without executive authority.
• Ability to integrate AI-driven insights into your work to optimize outcomes and support broader organizational goals.
• Fluency in English is required; fluency in Danish is a strong advantage.
• Ideally ACII qualified or equivalent.

84525 | Underwriting | Professional | Allianz Commercial | Full-Time | Permanent

What's in it for you?
Let's Care About Everything That Makes You, You
We are committed to nurturing an inclusive environment where everyone feels they belong. We offer a hybrid working model, which recognizes the value of striking a balance between in-person collaboration and remote working. Please feel free to discuss flexible working arrangements with us.

Let's care for your financial wellbeing
We believe in rewarding performance with a great compensation and benefits package (details vary by location), including a generous bonus scheme and pension.

Let's care for your opportunities to progress
From career development and digital learning programs to international career mobility, we offer lifelong learning for our employees worldwide and an environment where innovation, delivery and empowerment are fostered.

Let's care for life's twists and turns
From our support for flexible working, health and wellbeing (including private healthcare and generous parental leave benefits), to helping people return from career breaks with experience that nothing else can teach. We've got your back.

Let's care for our society and our planet
With opportunities to be engaged in shaping a future that is safe, inclusive and sustainable, we care for the tomorrows of our people, our industry and our clients.

Care to join us?
Allianz Commercial is the center of expertise of Allianz Group, insuring mid-sized businesses, large enterprises, and special risks. Our customers include top consumer brands, financial institutions, industry leaders, the global aviation and shipping industries, as well as family-owned and medium-enterprises. We also cover unique risks such as offshore wind farms, infrastructure projects and film productions. Our clients trust us to provide a wide range of traditional and alternative risk transfer solutions, outstanding risk consulting and multinational services, and seamless claims handling. Allianz Commercial helps customers to prepare for what's ahead.

Learn more about careers at Allianz Commercial by clicking here.

Learn more about Allianz Commercial by clicking here.

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matters, and nurtures a culture grounded in integrity, fairness, inclusion and trust.

We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us.
Let's care for tomorrow.

People With Disabilities
We want to give all our candidates the best opportunity to succeed.  If you need any adjustments to be made during the application and selection process, please email

Recruitment Agencies:

Allianz Commercial has an in-house recruitment team, which focuses on sourcing great candidates directly.  Allianz Commercial does not accept unsolicited resumes from agency or search firm recruiters.  Fees will not be paid in the event a candidate submitted by a recruiter without an agreement in place is hired.  When we do use agencies, we have a PSL in place, so please do not contact managers directly. Failure to comply could/may result in the disqualification of the candidates and/or the termination of our contract and/or fees not being paid